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Chat Session
Conducted for Students and SEM
Practitioners with Ongoing Access to the Resources of the Academy of
Web Specialists
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Index
Contracts December 18, 2002
Note: To view sample contracts and our
"standard" contract, visit:
http://www.onlinewebtraining.com/chat/contracts.html
Conducted by Robin Nobles
Academy of Web Specialists
Take search engine
marketing training!
Wed Dec 18 09:10:53 robin so, let's
get started on contracts!! Wed Dec 18
09:11:20 robin we had a chat in October to update our "standard" contract, and I took notes from that chat and
applied them to the contract, which is now posted online Wed Dec 18 09:12:04 robin at that chat, we didn't get
finished going over the contract,
so we needed to have another chat to finish up. Then, I'll send
the contract to our student who
is an attorney in Internet law, and she's going to review it for
us and make comments, etc. Wed Dec 18 09:12:40 robin I assume that most of you have
had a chance to look at the
standard contract -- or have it up in another window here? Wed Dec 18 09:13:24 robin what we tried to do with this
contract is provide the basic
wording, and then put in additional variations that might need to
be added, based on your own
business. Wed Dec 18 09:13:31 webman
could you give us the URL again please? Wed Dec 18 09:13:46 robin yes -- the URL . . .
Wed Dec 18 09:14:07 burgwald where is
contract Wed Dec 18 09:14:28 robin
http://www.onlinewebtraining.com/chat/StandardContract.html
Wed Dec 18 09:15:18 cindyt Robin, how
different is it from the old one? Wed
Dec 18 09:16:33 robin there are a LOT of differences. When we
created the "old" contract, pay inclusion
wasn't around. Yahoo! had an "express"
listing, but you didn't *have* to
pay -- it was your choice. We had more engines to deal with -- pay
per click wasn't a major component,
etc. Wed Dec 18 09:17:31 robin Not
quite sure how to make this the most effective, but let's start with #1 -- is there anything
anyone wants to comment on #1 -- changes or
additions/deletions/clarifications/etc.? Wed Dec 18 09:17:50 robin This is the basic statement
that you're going to provide the
services . . . Wed Dec 18 09:18:01
robin some companies spell it out in great detail, but other companies keep it short and simple
Wed Dec 18 09:18:28 robin some companies list
specific services, additional
online marketing services provided, etc. Wed Dec 18 09:19:02 robin comments? if I don't hear any
comments as we go through this,
I'll just move on to the next number. Does that work for everyone?
Wed Dec 18 09:20:28 robin in #2, we get into
pricing -- and again, some SEO's
get very detailed here. I highly recommend getting an initial setup fee of
some kind -- whether it's 50%, or
100%, or whatever -- Wed Dec 18
09:20:35 robin you sure don't want to do the work and have
to fight for your money Wed Dec 18 09:20:54 robin also, with pay inclusion, it
needs to be clear WHO is going to
pay for pay inclusion -- you or the client Wed Dec 18 09:21:13 robin what about reoccuring costs
like Yahoo!'s $299 (if you're
going to fool with that, which is a whole other topic!) Wed Dec 18 09:21:50 robin you can also outline
maintenance costs here -- what's
going to happen if rankings drop, how much per month, etc. I know some
companies who charge per keyword
for maintenance Wed Dec 18 09:22:13
shermanhu with 3rd party services like Paid Inclusion, I prefer the client taking care of that, is
that common practice? Wed Dec 18
09:22:27 shermanhu my service fees separate Wed Dec 18 09:22:33 robin I would say so, but what about
the rest of you? Wed Dec 18 09:23:10 webman definitely Wed Dec 18 09:23:15 cindyt It's their credit card unless
you are going to take on the
liability and get reimbursed from them. I can track the results though
for them... Wed Dec
18 09:24:03 webman if you contract out to someone to do link
popularity for you, that's a different story,
depending on whether or not that was included in the quoted pricing that I added here -- to
address pricing changes. She knows an SEO who is locked into a
particular pricing structure because of her
contract, and she can't do anything about it at this point Wed Dec 18 09:25:01 shermanhu with client's credit card,
(cindyt) do you have the client
pay for it, you give them the link, and walk them through, or how do
you work that? Wed Dec 18 09:26:01 shermanhu or do your clients trust
you with their cc # (unlikely in
most cases) Wed Dec 18 09:26:09 webman
I think asking the customer for his credit card info is perfectly legit. I just did a Yahoo
submission for a client using his credit card info. Wed
Dec 18 09:26:23 cindyt I showed them how to go in and set up the
account, then I go in and monitor and report
on what's going on. I've been using google adwords. Wed Dec
18 09:26:38 shermanhu I see, thx cindyt Wed Dec 18 09:27:06 journey Had so one client far
trusted me with the company
credit card. How would you submit without their card? Wed Dec 18 09:27:19 robin (I'll make a statement in the
contract about whose credit card
will be used -- as a reminder to get that straight) Wed Dec 18 09:28:22 robin charge them ahead of time for
the pay inclusion charges -- and
then submit once you're paid. That's an option. For pay per click,
that could be tricky.
Wed Dec 18 09:29:10 shermanhu that's a good
idea, robin Wed Dec 18 09:29:49 robin
don't "assume" that your clients will pay you. I had a student who did a ton of work for a
dentist, and had a heck of a time getting paid Wed Dec 18
09:30:15 cindyt maybe they could pay 1 month in advance for
ppc? Wed Dec 18 09:30:32 robin of course, "professionals" are
often the worst about that!
grin' Wed Dec 18 09:30:58 robin that's
a good idea Cindy. Pay a month in advance, and if they run out of money, you can let them
decide how to proceed from there Wed
Dec 18 09:31:33 webman I recently landed a HUGE client (and I'm
not even sure from where) who
wants me to optimize 50 sites for him (one for every state).
Instead of paying me an optimization fee per
site, he wants to pay me $100 per site per month, which in time should turn out to be more money.
What do you think of such an arrangement? Wed
Dec 18 09:32:45 robin how complex are these sites? how much
optimization would be required? how many
gateway pages will you be creating? will you be using pay inclusion? Wed Dec 18 09:33:00 robin I would definitely get a large
chunk of cash up front!
Wed Dec 18 09:33:53 robin my concern with that
arrangement is how much work is
involved with these 50 sites -- how many "problems" you'll encounter - are
they all in frames or Flash, for
example? (can you imagine) Wed Dec 18
09:34:13 robin does anyone have any comments or suggestions
for Gil? Wed Dec 18 09:34:19 webman I'll be creating a minimum of
12 gateway pages per site. The
sites themselves aren't that complex and the pages are short,...
Wed Dec 18 09:34:39 webman which is why he
needs the doorway pages... Wed Dec 18
09:34:58 webman All the sites are strictly javascript and
HTML Wed Dec 18 09:35:24 webman and they're all currently
being created. They aren't up and
running yet Wed Dec 18 09:36:13 robin
Personally, I'm not sure I'd go that route -- unless I would get paid a cash bonus up front
Wed Dec 18 09:36:32 robin plus, sites for
every state can be tricky if they
all look alike -- are you responsible for rankings, etc.? Wed
Dec 18 09:36:42 webman I've made sure I get the $100 before the
SEO is done Wed Dec
18 09:37:04 webman yes, I am responsible for rankings. Wed Dec 18 09:37:11 robin $100 for each site and then
$100 per site per month
Wed Dec 18 09:37:44 robin no, I mean what if
you have a problem with rankings,
because the sites are similar in content with just the state swapped out
(maybe that's not the case, but
it often is in situations like this) Wed Dec 18 09:37:56 robin anyway, we need to move on --
that's an interesting pricing
structure for sure! Wed Dec 18 09:38:21
robin any other comments about #2 of the standard contract? Wed
Dec 18 09:38:37 robin #3 begins to outline the actual work . . .
Wed Dec 18 09:39:01 robin and this example
goes into more detail -- but the
SEO can take it into even more detail by spelling out keywords, etc.
Wed Dec 18 09:39:40 robin just make sure you
cover your bases here -- the # of
keywords involved; whether you'll adjust pages until rankings are reached,
etc. Wed Dec 18 09:39:53 shermanhu
Robin, I guess there are two camps here for pricing - pay for results or monthly "subscription"
fees... Wed Dec 18 09:40:17 shermanhu
i'm curious about the common practice amongst those in chat here Wed Dec 18 09:41:10 robin How does everyone handle their
pricing?? let's hear from
you! Wed Dec 18 09:41:16 webman I
usually charge 50% up front Wed Dec 18
09:41:33 cindyt 4 or 5 phases, equally divided Wed Dec 18 09:41:54 benu I charge set up fee and than
maintence. Normally I am so busy
that I get to my cleints site maintenace once in four months Wed Dec 18 09:42:00 robin Sherman, when you pay for the
maintenance fee, I assume you
mean that you'd get paid for the initial optimization work, and then
get paid a certain amount for
maintenance every month? Wed Dec 18
09:42:21 webman Once they pay, I tell them what keywords I
think would work for them and we go from
there. I keep the client very much involved in the process, so they can't come to me later and say I
didn't know you were doing such and such. Wed Dec 18
09:42:34 robin paying for results -- do you not get paid for
optimization work but wait to see the results
before getting paid at all? Wed Dec 18
09:42:41 shermanhu 1/3, 1/3, 1/3 for total quoted project
(design, seo, email, affiliate marketing) plus
monthly servicing fees Wed Dec 18
09:42:55 shermanhu yes Wed Dec 18
09:43:44 robin I've seen a lot of different structures --
where you get paid based on traffic (not
rankings) -- where you get paid based on rankings (top 10, top 20, top 30 -- different prices),
etc. Wed Dec 18 09:44:02 robin a lot of
inherent problems with getting paid based on traffic, obviously Wed Dec 18 09:44:28 robin have I missed any question
marks??? Wed Dec 18 09:44:35 shermanhu
I do not like the "pay for results" model - unless I set up a totally different site to drive
traffic to the original, and charge per unique...i prefer monthly subscription model
Wed Dec 18 09:44:45 robin any other comments
on #3? Wed Dec 18 09:44:50 webman
nobody responded to my payment comments Wed Dec 18 09:45:11 peace #3 contract? Wed Dec 18 09:45:27 robin Gil -- 50% up front? that
comment? that's always effective
and a very popular way of handling pricing Wed Dec 18 09:45:38 robin no, #3 on the standard
contract Wed Dec 18 09:45:42 shermanhu
#3 sound fine to me Wed Dec 18 09:46:05
webman thanks, robin Wed Dec 18
09:46:12 cindyt I have a comment on 3 Wed Dec 18 09:46:12 robin #4 -- here's the section where
you outline what the CLIENT is
going to do for YOU (imagine that!) Wed
Dec 18 09:46:19 robin Cindy -- go ahead - Wed Dec 18 09:46:42 cindyt I see cloaking, link pop.
etc. as being more advanced
services, so I separated it out Wed Dec
18 09:46:59 robin good point, and you can definitely do that.
you can separate out PPCs as well --
Wed Dec 18 09:47:17 robin and any other online
marketing services you do - like
Sherman mentioned -- email marketing, affiliate marketing, etc.
Wed Dec 18 09:47:18 robin Journey?
Wed Dec 18 09:47:28 journey Are most contracts
for 6 months or longer? Wed Dec 18
09:48:23 robin good question -- I'm not sure we covered length if contract here -- but I'll sure make a note to
look. How does everyone here handle it? comments? Wed Dec 18 09:49:23 webman I think the bare minimum
should be 3 months, but I like to
go with 6 months. Wed Dec 18 09:50:01
cindyt 6 months minimum for us beginners! Wed Dec 18 09:50:06 robin the problem is, search engine
rankings aren't instantaneous, in
case you guys didn't notice that! grin! So, you have to give it
enough time to build link pop and
for the site to get "settled in" and with a good ranking Wed Dec 18 09:50:31 webman that's why I use 6
months. Wed Dec 18 09:50:35 robin I
think a 6-month minimum is good -- Wed
Dec 18 09:50:41 peace I'll take jobs with no months but recommend
3,6 or 12 maintenance. Wed Dec 18 09:50:54 cameron 3 mos for placement, 6 mo
for achieving competitive
rankings Wed Dec 18 09:51:04 robin
Cameron -- that's a good way of handling it! Wed Dec 18 09:51:04 shermanhu in your #4 last bullet
point Wed Dec 18 09:51:05 shermanhu If
client's site is light in textual content, client will provide additional relevant text
content in electronic format for the purpose of creating additional Web pages
Wed Dec 18 09:51:29 dan #4 I have a concern
on, prviding the clients request
changes? wouldn't the clients webmaster wil follow and do the same
optimization? Wed Dec 18 09:51:40
shermanhu do you have clients giving you the actual "content"
to layout and opti, or do your Wed Dec
18 09:51:53 shermanhu clients give you 20-30 sites to research
to pull content? Wed Dec 18 09:52:08 shermanhu I think I know the answer
to this, but wanted to know
common practive here Wed Dec 18
09:52:10 webman I'd say the latter Wed
Dec 18 09:52:20 robin I did -- I required them to give me content,
unless I felt familiar enough with the
business to create the content myself. I used to tell them to give me two pages for each keyword -- one
at around 350 pages and one at 600 Wed
Dec 18 09:52:36 webman I know my client gave me a site full of
articles and from there I composed 12 doorway
pages. Wed Dec 18 09:52:56 cindyt I
will charge extra to create the content, or include it in the contract and take this part
out. Wed Dec 18 09:53:17 robin problem
is, unless you know their business, it's often hard to create content -- good QUALITY
content for the search engines and visitors alike. Clients often have advertising copy they
can send you that you can rework into a Web page, etc. Wed Dec 18 09:53:18 shermanhu so like a copywriting
charge of sorts? Wed Dec 18 09:53:20
webman that seems fair cindy, if you have to create it
from scratch Wed Dec 18 09:53:33
cameron researching content costs more simply on a BTH basis Wed
Dec 18 09:53:39 robin good idea Cindy -- we need to add that Wed
Dec 18 09:53:39 shermanhu true Wed Dec
18 09:53:55 cindyt I also have a friend who is a copywriter who
I plan to outsource to... Wed Dec 18 09:53:57 cameron by the hour Wed Dec 18 09:54:32 robin Dan -- you'd asked a question
regarding #4 -- could you please
repeat it? Wed Dec 18 09:54:43
shermanhu plus don't forget "industry lingo" nuances, and phrases that can get the client in
trouble Wed Dec 18 09:54:57 benu Cindy
- I am looking for good copy writer. Wed Dec 18 09:55:22 robin Benu -- Karon Thackston is a
very good one -- I can give you
her email address later, if you'd like Wed Dec 18 09:55:30 dan If you provide the changes to
the client, wouldn't the clients
webmaster use it again and again? Wed
Dec 18 09:55:50 robin Sherman -- don't we have a clause somewhere
that covers those (I assume you mean)
trademarked phrases? Wed Dec 18
09:56:49 robin Dan, I apologize -- but I'm not following you. could you explain? Wed Dec 18 09:57:00 shermanhu what I mean is if the
client is a real estate investor,
not a realtor, there are phrases they should definitely not use, in
order not to get them in trouble
with the real estate board Wed Dec 18
09:57:31 shermanhu and a seo who is not familiar with that,
could pull phrases realted to realtors that
will get the client in trouble Wed Dec
18 09:57:33 robin oh I see Sherman -- very good point -- and up
to the responsibility of the client to know
that Wed Dec 18 09:57:42 shermanhu to
double check - yeah Wed Dec 18 09:58:04
cameron dan, if the webmaster applied the optimization for a single page you've consulted on, on
the rest of the pages.. Wed Dec 18
09:58:11 cindyt Robin - is that covered in the advanced course?! Wed Dec
18 09:58:19 cameron then he wouldn't get great results Wed Dec 18 09:58:23 dan yes Wed Dec 18 09:58:37 cameron general tagging, etc
Wed Dec 18 09:58:43 cameron non-unique
Wed Dec 18 09:58:59 cameron most webmasters
don't have the time to take on
SEO themselves Wed Dec 18 09:59:13
cindyt or want to... Wed Dec 18
09:59:20 cameron it might happen once or twice, but they deserve the results they get Wed Dec 18 09:59:24 robin oh is that what he's referring
to? Applying those same
principles to other pages? definitely wouldn't work. the webmaster has to
work with the seo and not do
anything to the site at all. In fact, that should be in the
contract -- the client should NOT touch the
site if they want results! Wed Dec 18
10:00:00 robin Cindy, is what covered in the advanced course?
(got a little lost there!) Wed Dec 18
10:00:00 cameron in my experience it's difficult enough just
to get a webmaster to apply the changes
Wed Dec 18 10:00:12 dan Or copy the work for
future use.... Wed Dec 18 10:00:36
cameron all themes considered there isn't much profit in it Wed
Dec 18 10:00:49 shermanhu robin, how do you mean clause to protect
"trademarked phrases"? Wed Dec 18 10:01:06 cameron just do it? Wed Dec 18 10:02:13 robin you, as an SEO, may not know
that a phrase is trademarked, so
the client needs to be responsible for making sure that they aren't
using someone else's trademarked
terms. Example -- I wrote an article a long time ago that had
"frizbees" in it, and the FRIZBEE company's
lawyer sent me a letter about it. I didn't know it was a trademarked term. That's what I
mean Wed Dec 18 10:02:55 journey How do
we address changes (text, content or even redirects) that clients make after we've optimized
pages? Wed Dec 18 10:03:16 robin that's
a very very good point, and I was just going to mention it. Wed Dec 18 10:03:25 robin I have an SEO friend, and she
did all of this work for her
client Wed Dec 18 10:03:36 robin right
behind her, he was doing other work, and changing out things, etc. Wed Dec 18 10:03:49 robin it messed up her SEO work
totally. She didn't know he was
updating and working on the site. Wed
Dec 18 10:03:55 cameron we get this ALL the time Wed Dec 18 10:04:11 dan can you copy protect the changes
you made to the site?
Wed Dec 18 10:04:40 robin so there needs to be
an agreement of some sort about
this -- that the client won't work on the site while the SEO is optimizing,
and it would even be a good idea
if you're responsible for maintenance that the SEO is at least consulted when the company decides to make any
changes -- so you can do any needed SEO changes Wed Dec
18 10:04:58 cameron touch on redesigns? Wed Dec 18 10:05:11 robin I wouldn't think so, Dan --
the site wouldn't be yours, and
it's not your content. Wed Dec 18
10:05:13 shermanhu if you can combine seo with subscription
services (monthly) - then you can have more
control Wed Dec 18 10:05:27 journey
Thanks, good info Wed Dec 18 10:05:47
robin redesigns can be a nightmare -- again, I would add a clause in the contract about it -- that the
SEO is at least brought into the loop when the company decides to redesign the site and make
it ALL flash! Wed Dec 18 10:06:23 robin
that is, if you have a maintenance contract as well. If you don't, then you'll probably be hearing
from the company soon after they've messed up their rankings! Wed Dec 18 10:06:59 robin In #5, we simply outlined the
major engines. Some of these
don't actually need to be listed, since they're powered by other
engines. But, we talked last time
about including them all. The choice would be yours -- Wed Dec 18 10:07:23 robin comments on #5?
Wed Dec 18 10:07:40 webman what are some good
business to business directories? Wed
Dec 18 10:07:49 webman and are they worth the PPI? Wed Dec 18 10:08:02 shermanhu I would add them all - as
most clients don't have a pulse
of the networking relationships Wed Dec
18 10:08:05 robin depends on the type of business you're in --
check with searchengineguide.com and look for
some verticals Wed Dec 18 10:08:17
shermanhu and might ask about a search engine they did not see in your contract Wed Dec 18 10:08:18 robin and it's impressive to list
them too ;) Wed Dec 18 10:08:32
shermanhu plus, it gives credibility (impressive) Wed Dec 18 10:08:43 webman I know business.com is one
and they charge $99 per year I
think, but I don't know about the ROI there Wed Dec 18 10:08:48 robin many business to business
directories have a high
PageRank/link pop -- and are considered authoritative sites Wed Dec 18 10:09:23 robin you're after a couple of
things though with those
directories/verticals- -- you're after visibility, and you're after building
your link pop. Both are
crucial Wed Dec 18 10:10:03 robin In #6
-- you basically tell the client that the search engine industry is FAR from stable and
fluctuates on an every second basis, so you cover your tail when things change! Wed Dec 18 10:10:26 robin let me also say this, since
this is a room full of
professional SEO's -- Wed Dec 18
10:13:22 peace Is there any indication that Google would penalize a site just because the site says SEO By... as
a credit? Wed Dec 18 10:13:35 peace
like web design by... Wed Dec 18
10:13:48 robin no -- I haven't heard of that. then again, I
hear of strange new bannings all the time it
seems! Wed Dec 18 10:14:16 peace All my
sites are Google spam free compliant and seem to be doing good in google... Wed Dec 18 10:14:25 dan I just had an e-mail form google
about dropping off from their
database.....do you want me to post it? Wed Dec 18 10:14:38 peace but I give myself an seo
credit at the bottom of each
homepage too Wed Dec 18 10:14:39 robin
Anyway, #6 just covers your bases, so if your client loses rankings, you've warned them ahead of time.
That's why it's important to keep
in good with Google, because if your client is banned, they'll blame
you. Wed Dec 18 10:14:54 robin sure Dan
-- Wed Dec 18 10:15:31 cameron have we
already discussed contracts & hard costs? Wed Dec
18 10:15:46 cameron i.e., Yahoo $299, Ink $25, etc. Wed Dec 18 10:16:01 robin we're discussing the standard
contract right now. we've
discussed costs and pricing structures earlier -- pay inclusion, who
pays, etc. Wed Dec 18 10:16:18 cameron k, I'll get the
tanscripts Wed Dec 18 10:16:39 robin #7
is the "non compete" clause -- up to you if you want to go that route. I know SEO's who use it to
their advantage -- charge more if they don't take on competing clients Wed Dec 18 10:17:01 robin other SEO's love to take on
competing clients and then set up
cool ways to get them all found (top 10 lists, etc.) Wed Dec 18 10:17:31 robin #8 is about changes to the Web
site by other parties -- so we
DID include it! yes! Wed Dec 18
10:17:47 robin we also included hourly rates for additional
charges -- that's important to include
Wed Dec 18 10:19:12 robin #11 covers holding
the SEO harmless for trademarks,
etc., so we included that too -- good Wed Dec 18 10:19:56 robin confidentiality agreements are
popular in contracts. If you use
one, you won't be able to post examples of your success stories
unless you keep them very
anonymous ;) Wed Dec 18 10:20:36 robin
obviously, confidentiality agreements pertain to clients' materials, passwords, etc., which definitely
need to be spelled out here Wed Dec 18
10:21:02 cindyt if we don't use one, and we do want to post
examples of our successes, should we include
something to that effect? Wed Dec 18
10:21:06 webman for number 9, what is a good per hour rate? Wed Dec 18 10:21:07 robin in #13 -- we do mention the
time frame -- saying that it
varies. But, we can add a minimum of 6 months -- Wed Dec 18 10:21:20 robin I would definitely get written
permission from your clients
first Wed Dec 18 10:21:34 shermanhu
robin, for exclusivity in pt#12 Wed Dec
18 10:21:52 robin rate per hour varies greatly. I know some
SEO's who work for $50 an hour, and others who
consult for $500 an hour! Wed Dec 18
10:22:04 shermanhu what's fair to charge a client - so that
your name or company name does not appear on
the site, let alone the source code Wed
Dec 18 10:22:43 robin so you don't want your name as the SEO
company to appear on the site? is that what
you're saying? Wed Dec 18 10:23:06
shermanhu if the client does not want "design by" or
"powered by" or "seo by" - yeah Wed Dec
18 10:23:28 robin Oh -- haven't heard of charging extra for it
-- interesting idea! Wed Dec 18 10:23:48 cindyt I like it! Wed Dec 18 10:23:52 shermanhu if the client is in a
competitive industry, and want to
"keep" the seo / designer to their company - without competition knowing
Wed Dec 18 10:24:04 robin very good point, and
that happens a lot Wed Dec 18 10:24:15
shermanhu after all, that's our handiwork, and we should get some credit for it Wed Dec 18 10:24:22 robin we've pretty much gone over it
all -- any other comments or
questions? Wed Dec 18 10:24:37 cameron
I have a question/comment on #7. Is this really necessary if you aren't competing for the same
phrases, etc.? Wed Dec 18 10:24:38
shermanhu so a "non-credit" fee Wed Dec
18 10:25:21 robin Cameron, some SEO companies will only take on
ONE client per industry -- one mortgage
company; one book store; one casino, or whatever. Wed Dec 18 10:25:23 cameron we're merely offering a
service that places clients'
sites in front of their customers Wed
Dec 18 10:25:34 shermanhu this is great robin, I will doctor this
contract up to reflect my other services ie.
design, email/aff mktng, copywriting etc Wed Dec 18 10:25:49 cameron all have equal right of that
placement, equal access so to
speak Wed Dec 18 10:25:57 robin if it's
a local mortgage company, I wouldn't think the client would care if you're optimizing a
mortgage company in Alaska, when the client is in LA, or whatever Wed Dec 18 10:26:17 robin yes, that's true. The point
is, YOU choose how you want to
handle it. You can always charge more if you won't take on
competing clients
Wed Dec 18 10:26:32 cameron good point
Wed Dec 18 10:26:34 cameron thx
Wed Dec 18 10:26:51 robin I'll rework this and
send it to the attorney.
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